NaqoodWio Business partner offer
Get a free business bank account with Wio
Exclusive benefits for Naqood customers opening a Wio business account.
- Promo code
- NUQ001
6 months free subscription (Grow or Essential Plan, as per the customer's preference)
Use promo code NUQ001: 6 months free subscription (Grow or Essential Plan, as per the customer's preference). Naqood's Wio bank connection is live, transactions sync automatically, and Naqood auto-suggests bookkeeping entries for synced transactions.
What is the Naqood Wio Business offer?
Naqood customers can open a Wio business account with promo code NUQ001. The offer is a 6 months free subscription (Grow or Essential Plan, as per the customer's preference). It also includes free multi-currency accounts in AED, USD, EUR, GBP, CHF, AUD, and CAD, a free corporate debit card plus up to 99 virtual cards, up to 2% cashback on card spending (subject to T&Cs), a guaranteed AED/USD exchange rate of 3.673, unlimited free local transfers under the Grow Plan, up to 3 salary payment files per month, and a complete waiver of all charges on Cash Secured Guarantees. Naqood's Wio bank connection is live. Transactions sync automatically, and Naqood auto-suggests bookkeeping entries for synced transactions.
Offer details on this page are subject to Wio's terms.
This offer is for UAE businesses opening a Wio Business account who use Naqood, or want to. Promo code NUQ001 is how you claim the Wio benefits. Naqood already covers invoicing, purchases, payroll, bank reconciliation, VAT, and corporate tax. The Starter plan is free and includes VAT and a corporate tax return, and that plan is separate from the 6 months free Wio subscription.
Pairing the accounts matters because the Wio connection is already live. Transactions sync automatically, and Naqood auto-suggests bookkeeping entries, so you are not retyping the statement. This page does not state a deadline or extra eligibility rules. Anything further is subject to Wio's terms.
What benefits come with promo code NUQ001?
6 months free subscription (Grow or Essential Plan, as per the customer's preference)
The price after those 6 months is not stated here and is subject to Wio's terms.
Free multi-currency accounts in AED, USD, EUR, GBP, CHF, AUD, and CAD
A UAE business can keep balances in any of them without an account charge. See multi-currency accounting .
Free corporate debit card, plus up to 99 virtual cards
Use virtual cards, up to 99, to separate spending from the corporate debit card. Naqood can track card accounts. See business banking .
Up to 2% cashback on card spending (subject to T&Cs)
Cashback is up to 2% of card spending, not a flat 2% on every purchase. The rules are subject to T&Cs and are not linked here yet.
Guaranteed AED/USD exchange rate of 3.673
Plan dirham and US dollar amounts around 3.673. Which conversions qualify is subject to Wio's terms.
Unlimited free local transfers under the Grow Plan
This applies to Grow, not Essential. What counts as a local transfer is subject to Wio's terms.
Up to 3 salary payment files per month
Naqood payroll can still export a WPS file, which is separate from these Wio files. See UAE payroll .
Complete waiver of all charges on Cash Secured Guarantees
This page does not explain how to request a guarantee. That is subject to Wio's terms.
Offer details on this page are subject to Wio's terms.
How does Naqood connect to a Wio business account?
Naqood's Wio bank connection is live, transactions sync automatically, and Naqood auto-suggests bookkeeping entries for synced transactions.
Connected accounts in Naqood already pull transactions without manual imports. The product calls these automatic transaction feeds. Setup is on the bank reconciliation page, and multi-account visibility is on business banking .
An auto-suggested entry is Naqood's proposal for how a synced Wio line should be recorded. You still review it. Naqood can also suggest a match and show the effect before you confirm.
What does the Wio connection change day to day?
Less manual entry. Synced Wio transactions do not have to be typed in from a statement. You can still import a bank statement for older periods.
Faster bank reconciliation. Naqood can suggest matches, split a line, remove duplicates, and post in bulk. It can match payroll payments to payroll and incoming payments to invoices. See bank reconciliation . Those tools apply to a connected Wio account.
Cleaner books for VAT and corporate tax. Naqood prepares VAT returns, applies VAT, and supports a corporate tax return and IFRS-aligned financial statements. A synced Wio feed keeps that bank activity in the records. See corporate tax and VAT , staying VAT compliant , and preparing for UAE corporate tax .
Who is this offer for?
These are examples, not eligibility rules. Further limits, if Wio sets them, are subject to Wio's terms and are not listed here.
Freelancers
One business account, a card, and simple books. The offer includes the free debit card, up to 99 virtual cards, and 6 months on Grow or Essential. See Naqood for freelancers .
Startups and SMEs
Use the listed Wio benefits, then connect the account so transactions sync automatically. This is a general fit, not an eligibility rule.
Businesses that use more than one currency
If you pay or get paid in USD, EUR, GBP, CHF, AUD, or CAD as well as AED, the free multi-currency accounts apply. The published AED/USD rate is 3.673. See multi-currency accounting .
Teams that pay salaries
The offer includes up to 3 salary payment files per month. Naqood can still hold employees and payslips. See payroll in the UAE .
How do you open a Wio business account with NUQ001?
Download the Wio Business app
Install the Wio Business app. Opening starts there, not in Naqood. Store links are not published here yet, so search for Wio Business by name.
Onboard (Emirates ID, trade license, company documents)
Have an Emirates ID, a trade license, and company documents ready. This page does not add other documents. Extra requests are subject to Wio's terms.
Choose your plan
Choose Grow or Essential. The 6 months free subscription follows that plan. Unlimited free local transfers are stated for Grow only. Other differences are subject to Wio's terms.
Enter promo code NUQ001
Enter NUQ001 when Wio asks for the promo code, with no spaces. This page does not name the field inside the app.
- Promo code
- NUQ001
Connect Wio in Naqood
Connect the open Wio account in Naqood. Transactions then sync automatically, and Naqood auto-suggests bookkeeping entries. If you need a Naqood account, sign up first. Connection steps for bank accounts are on the bank reconciliation page.
Open Naqood
Frequently asked questions
How do I get 6 months of Wio Business free?
Download the Wio Business app, onboard with an Emirates ID, trade license, and company documents, choose Grow or Essential, and enter NUQ001. Then connect the account in Naqood. Subject to Wio's terms.
What is promo code NUQ001, and where do I enter it?
NUQ001 is the promo code for this offer. Enter it in the Wio Business app after you choose a plan, exactly as written. It is not a Naqood login. The field name in the app is not listed here.
Which Wio plans does the free subscription cover?
Grow or Essential, as per the customer's preference, for 6 months. Unlimited free local transfers are listed under Grow only. The price after 6 months is not stated here and is subject to Wio's terms.
Which currencies does the Wio Business offer include?
Free multi-currency accounts in AED, USD, EUR, GBP, CHF, AUD, and CAD. The offer does not add other currencies. See multi-currency accounting . Subject to Wio's terms.
How does Naqood connect to Wio?
Naqood's Wio bank connection is live. Connect the open account in Naqood. Transactions sync automatically, and Naqood auto-suggests bookkeeping entries. General steps are on the bank reconciliation page.
Do Wio transactions sync to Naqood automatically?
Yes. After you connect Wio, transactions sync automatically, and Naqood auto-suggests bookkeeping entries. You still review each suggestion before you post it.
What documents do I need to open a Wio Business account?
Emirates ID, a trade license, and company documents. This page does not add other documents. If the app asks for more, that is subject to Wio's terms.
How does the guaranteed AED/USD exchange rate work?
The offer states a guaranteed AED/USD exchange rate of 3.673. This page does not state minimums, or whether both directions always use that rate. Those conditions are subject to Wio's terms.
Are local transfers free with this offer?
Unlimited free local transfers are included under the Grow Plan, not Essential. What counts as a local transfer is subject to Wio's terms.
What cards are included with the Wio offer?
A free corporate debit card, plus up to 99 virtual cards. Virtual cards help separate spending. Naqood can track card accounts. See business banking . Other card fees are subject to Wio's terms.
Is there cashback on Wio card spending?
Up to 2% cashback on card spending, subject to T&Cs. The offer does not promise 2% on every purchase. Excluded categories and caps are not listed here.
How many salary payment files are included each month?
Up to 3 salary payment files per month. Naqood payroll can still download a WPS file, which is separate. See payroll . Subject to Wio's terms.
What happens to Cash Secured Guarantee charges?
There is a complete waiver of all charges on Cash Secured Guarantees. This page does not explain how to request one. That is subject to Wio's terms.
Who is this Wio Business offer for?
UAE businesses opening a Wio Business account who use Naqood, or want to. Freelancers, startups, SMEs, and multi-currency businesses are examples, not eligibility rules. Further limits are subject to Wio's terms.
Enter promo code NUQ001
Exclusive benefits for Naqood customers opening a Wio business account.
- Promo code
- NUQ001
6 months free subscription (Grow or Essential Plan, as per the customer's preference)